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Disentangling Moral Hazard and Adverse Selection in Private Health Insurance
Moral hazard and adverse selection create inefficiencies in private health insurance markets and understanding the relative importance of each factor is critical for addressing these inefficiencies. We use claims data from a large firm which changed health insurance plan options to isolate moral haz...
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| Udgivet i: | J Econom |
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| Main Authors: | , |
| Format: | Artigo |
| Sprog: | Inglês |
| Udgivet: |
2020
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| Fag: | |
| Online adgang: | https://ncbi.nlm.nih.gov/pmc/articles/PMC7945045/ https://ncbi.nlm.nih.gov/pubmed/33716385 https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1016/j.jeconom.2020.07.030 |
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