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Disentangling Moral Hazard and Adverse Selection in Private Health Insurance

Moral hazard and adverse selection create inefficiencies in private health insurance markets and understanding the relative importance of each factor is critical for addressing these inefficiencies. We use claims data from a large firm which changed health insurance plan options to isolate moral haz...

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Detalhes bibliográficos
Publicado no:J Econom
Main Authors: Powell, David, Goldman, Dana
Formato: Artigo
Idioma:Inglês
Publicado em: 2020
Assuntos:
Acesso em linha:https://ncbi.nlm.nih.gov/pmc/articles/PMC7945045/
https://ncbi.nlm.nih.gov/pubmed/33716385
https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1016/j.jeconom.2020.07.030
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