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Advantageous Selection, Moral Hazard, and Insurer Sorting on Risk in the U.S. Automobile Insurance Market

This study quantifies the role of private information in automobile insurance policy choice using data on subjective beliefs, risk preference, reckless driving, the respondent’s insurer and insurance policy characteristics merged with insurer-specific quality ratings distributed by independent organ...

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Podrobná bibliografie
Vydáno v:J Risk Insur
Hlavní autoři: Sloan, Frank A., Robinson, Patricia A., Eldred, Lindsey M.
Médium: Artigo
Jazyk:Inglês
Vydáno: 2016
Témata:
On-line přístup:https://ncbi.nlm.nih.gov/pmc/articles/PMC6157753/
https://ncbi.nlm.nih.gov/pubmed/30270938
https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1111/jori.12170
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