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Advantageous Selection, Moral Hazard, and Insurer Sorting on Risk in the U.S. Automobile Insurance Market
This study quantifies the role of private information in automobile insurance policy choice using data on subjective beliefs, risk preference, reckless driving, the respondent’s insurer and insurance policy characteristics merged with insurer-specific quality ratings distributed by independent organ...
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| Published in: | J Risk Insur |
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| Main Authors: | , , |
| Format: | Artigo |
| Language: | Inglês |
| Published: |
2016
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| Subjects: | |
| Online Access: | https://ncbi.nlm.nih.gov/pmc/articles/PMC6157753/ https://ncbi.nlm.nih.gov/pubmed/30270938 https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1111/jori.12170 |
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