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Selection on Moral Hazard in Health Insurance

We use employee-level panel data from a single firm to explore the possibility that individuals may select insurance coverage in part based on their anticipated behavioral (“moral hazard”) response to insurance, a phenomenon we label “selection on moral hazard.” Using a model of plan choice and medi...

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Autors principals: Einav, Liran, Finkelstein, Amy, Ryan, Stephen, Schrimpf, Paul, Cullen, Mark R.
Format: Artigo
Idioma:Inglês
Publicat: 2013
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Accés en línia:https://ncbi.nlm.nih.gov/pmc/articles/PMC3989940/
https://ncbi.nlm.nih.gov/pubmed/24748682
https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1257/aer.103.1.178
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