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Beyond Statistics: The Economic Content of Risk Scores
“Big data” and statistical techniques to score potential transactions have transformed insurance and credit markets. In this paper, we observe that these widely-used statistical scores summarize a much richer heterogeneity, and may be endogenous to the context in which they get applied. We demonstra...
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| Publicado no: | Am Econ J Appl Econ |
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| Main Authors: | , , , |
| Formato: | Artigo |
| Idioma: | Inglês |
| Publicado em: |
2016
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| Assuntos: | |
| Acesso em linha: | https://ncbi.nlm.nih.gov/pmc/articles/PMC4945120/ https://ncbi.nlm.nih.gov/pubmed/27429712 https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1257/app.20150131 |
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