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Beyond Statistics: The Economic Content of Risk Scores

“Big data” and statistical techniques to score potential transactions have transformed insurance and credit markets. In this paper, we observe that these widely-used statistical scores summarize a much richer heterogeneity, and may be endogenous to the context in which they get applied. We demonstra...

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Bibliografske podrobnosti
izdano v:Am Econ J Appl Econ
Main Authors: Einav, Liran, Finkelstein, Amy, Kluender, Raymond, Schrimpf, Paul
Format: Artigo
Jezik:Inglês
Izdano: 2016
Teme:
Online dostop:https://ncbi.nlm.nih.gov/pmc/articles/PMC4945120/
https://ncbi.nlm.nih.gov/pubmed/27429712
https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1257/app.20150131
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