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Reinforcement Learning and Savings Behavior
We show that individual investors over-extrapolate from their personal experience when making savings decisions. Investors who experience particularly rewarding outcomes from saving in their 401(k)—a high average and/or low variance return—increase their 401(k) savings rate more than investors who h...
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| Main Authors: | , , , |
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| Formato: | Artigo |
| Idioma: | Inglês |
| Publicado em: |
2009
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| Assuntos: | |
| Acesso em linha: | https://ncbi.nlm.nih.gov/pmc/articles/PMC2845178/ https://ncbi.nlm.nih.gov/pubmed/20352013 https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1111/j.1540-6261.2009.01509.x |
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