The effect of the family reference person’s financial literacy on family credit behaviour and dealing with financial emergencies

This study examines how the financial literacy of the family’s reference person shapes household credit behaviour and responses to financial emergencies in the United States. The findings indicate that higher financial literacy significantly enhances households’ credit sophistication and access to f...

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Kaituhi matua:	Jean Baptiste Habyarimana
Hōputu:	Artigo
Reo:	Inglês
I whakaputaina:	Taylor & Francis Group 2026-12-01
Rangatū:	Cogent Economics & Finance
Ngā marau:	Credit sophistication credit access ability and risk financial emergencies financial literacy household financial behaviour Finance
Urunga tuihono:	https://www.tandfonline.com/doi/10.1080/23322039.2026.2678705
Ngā Tūtohu:	Tāpirihia he Tūtohu Kāore He Tūtohu, Me noho koe te mea tuatahi ki te tūtohu i tēnei pūkete!