The effect of the family reference person’s financial literacy on family credit behaviour and dealing with financial emergencies

This study examines how the financial literacy of the family’s reference person shapes household credit behaviour and responses to financial emergencies in the United States. The findings indicate that higher financial literacy significantly enhances households’ credit sophistication and access to f...

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Detalhes bibliográficos

Autor principal:	Jean Baptiste Habyarimana
Formato:	Artigo
Idioma:	Inglês
Publicado em:	Taylor & Francis Group 2026-12-01
coleção:	Cogent Economics & Finance
Assuntos:	Credit sophistication credit access ability and risk financial emergencies financial literacy household financial behaviour Finance
Acesso em linha:	https://www.tandfonline.com/doi/10.1080/23322039.2026.2678705
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