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Screening in Contract Design: Evidence from the ACA Health Insurance Exchanges
We study insurers’ use of prescription drug formularies to screen consumers in the ACA Health Insurance exchanges. We begin by showing that exchange risk adjustment and reinsurance succeed in neutralizing selection incentives for most, but not all, consumer types. A minority of consumers, identifiab...
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| Pubblicato in: | Am Econ J Econ Policy |
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| Autori principali: | , , |
| Natura: | Artigo |
| Lingua: | Inglês |
| Pubblicazione: |
2019
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| Soggetti: | |
| Accesso online: | https://ncbi.nlm.nih.gov/pmc/articles/PMC8130799/ https://ncbi.nlm.nih.gov/pubmed/34012503 https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1257/pol.20170014 |
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