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Mortgage payments and household consumption in urban China()

By exploiting variation both in mortgage payoffs and mortgage interest-rate resets, we find that a decline in mortgage payments induces a significant increase in nondurable goods spending, even when households have substantial amounts of liquidity. Following mortgage payoff, households increase cons...

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Bibliografske podrobnosti
izdano v:Econ Model
Main Authors: Zhao, Da, Chen, Yifan, Shen, Jim.H.
Format: Artigo
Jezik:Inglês
Izdano: The Authors. Published by Elsevier B.V. 2020
Teme:
Online dostop:https://ncbi.nlm.nih.gov/pmc/articles/PMC7413101/
https://ncbi.nlm.nih.gov/pubmed/32834334
https://ncbi.nlm.nih.govhttp://dx.doi.org/10.1016/j.econmod.2020.07.008
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