A credit scoring model based on the Myers–Briggs type indicator in online peer-to-peer lending

Abstract Although psychometric features have been considered for alternative credit scoring, they have not yet been applied to peer-to-peer (P2P) lending because such information is not available on platforms. This study proposed an alternative credit scoring model for P2P lending by extracting typi...

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Main Authors: Hyunwoo Woo, So Young Sohn
Formato: Artigo
Idioma:Inglês
Publicado: SpringerOpen 2022-05-01
Series:Financial Innovation
Assuntos:
Alternative credit scoring
Behavioral finance
Credit scoring
Locally weighted logistic regression
MBTI
P2P lending
Acceso en liña:https://doi.org/10.1186/s40854-022-00347-4
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