Assessing Skip-Tracing Information in Repossession Prediction Using Ensemble Learning and SHAP Analysis

Predictive modeling for auto-repossession risk has received little academic attention despite its operational importance. When a vehicle cannot be located, repossession companies often rely on skip-tracing, an established industry practice that uses third-party data sources such as license plate rec...

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Autors principals:	Andy Sinclair, Preston Billion-Polak, Taghi M. Khoshgoftaar
Format:	Artigo
Idioma:	Inglês
Publicat:	IEEE 2026-01-01
Col·lecció:	IEEE Access
Matèries:	Auto repossession prediction skip-tracing data imbalanced classification ensemble learning model explainability (SHAP)
Accés en línia:	https://ieeexplore.ieee.org/document/11589248/
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