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Incorporating Digital Footprints into Credit-Scoring Models through Model Averaging

Digital footprints provide crucial insights into individuals’ behaviors and preferences. Their role in credit scoring is becoming increasingly significant. Therefore, it is crucial to combine digital footprint data with traditional data for personal credit scoring. This paper proposes a novel credit...

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Sábháilte in:
Sonraí bibleagrafaíochta
Príomhchruthaitheoirí: Linhui Wang, Jianping Zhu, Chenlu Zheng, Zhiyuan Zhang
Formáid: Artigo
Teanga:Inglês
Foilsithe / Cruthaithe: MDPI AG 2024-09-01
Sraith:Mathematics
Ábhair:
Rochtain ar líne:https://www.mdpi.com/2227-7390/12/18/2907
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