Convergent Microfinance Strategy: Combining Fintech and Conventional Methods to Enhance Rural Financial

Financial inclusion in rural areas continues to face challenges due to poor infrastructure, low digital literacy, and resistance to financial technology. While both traditional microfinance and fintech have tried to address these issues, implementing them separately often leads to inefficiencies an...

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Bibliographic Details

Main Authors:	Sylviana Maya Damayanti, Acip Sutardi, Raden Aswin Rahadi, Arinda Mentari Putri, Aghnia Nadhira Aliya Putri, Rozan Hanifan
Format:	Artigo
Language:	Inglês
Published:	Qubahan 2026-01-01
Series:	Qubahan Academic Journal
Subjects:	causal loop diagrams, financial inclusion, hybrid microfinance, rural finance.
Online Access:	https://journal.qubahan.com/index.php/qaj/article/view/2076
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