Unlocking the Potential of Digital Payment: How Financial Habits Drive Digital Payment Adoption Among Indonesia's MSMEs

Financial literacy is essential for proficient financial management, impacting the utilization and enhancement of financial technology such as digital payment within Micro, Small, and Medium Enterprises (MSMEs). This study investigates the influence of financial literacy on the effectiveness of digi...

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Autors principals:	Evelin Sutrisno, Romauli Nainggolan
Format:	Artigo
Idioma:	Inglês
Publicat:	University of Brawijaya 2025-07-01
Col·lecció:	Jurnal Aplikasi Manajemen
Matèries:	digital payments financial behavior financial literacy msme owners the effectiveness of qris use
Accés en línia:	https://jurnaljam.ub.ac.id/index.php/jam/article/view/8671
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