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Upstarts vs incumbents: the interaction between fintech credit and bank lending in Sub-Saharan Africa

This study analyzes how fintech credit affects bank lending in Sub-Saharan Africa (SSA) and how this relationship is influenced by financial inclusion measured by bank branch networks. We utilized the system GMM to examine data spanning 19 SSA economies from 2013 to 2019. This study finds that finte...

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Principais autores: Tafirei Mashamba, Shenaaz Gani
Formato: Artigo
Idioma:Inglês
Publicado em: Taylor & Francis Group 2024-12-01
coleção:Cogent Economics & Finance
Assuntos:
Fintech credit
Bigtech credit
bank lending
financial inclusion
Sub-Saharan Africa
system GMM
Acesso em linha:https://www.tandfonline.com/doi/10.1080/23322039.2024.2375643
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