Digital Transformation of MSME Finance: The Role of Digital Financial Literacy, Digital Lifestyle, and Saving Decisions in Digital Banks (SDB) for Business Resilience

Digital transformation is reshaping how micro, small, and medium enterprises (MSMEs) manage cash, access banking services, and build financial resilience. This study examines how digital financial literacy and digital lifestyle are associated with MSME owners’ savings behavior in digital banks. Usi...

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Hlavní autoři:	Carolina Ety Widjayanti, Wiwiek Rabiatul Adawiyah, Sudarto Sudarto, Najmudin Najmudin, Rio Dhani Laksana
Médium:	Artigo
Jazyk:	Inglês
Vydáno:	Bina Nusantara University 2026-02-01
Edice:	Journal the Winners
Témata:	digitalization transformation digital financial literacy digital lifestyle digita bank and Medium Enterprises (MSMEs)
On-line přístup:	https://journal.binus.ac.id/index.php/winners/article/view/14646
Tagy:	Přidat tag Žádné tagy, Buďte první, kdo vytvoří štítek k tomuto záznamu!