Heterogeneous trajectories in digital financial usage intensity: evidence from the Netherlands
This study employs Latent Class Growth Modelling (LCGM) and quantile regression to analyse the trajectories and heterogeneous determinants of digital payment usage intensity (DPU) using data from the Netherlands (2019–2023). LCGM identifies distinct usage trajectories, guiding the quantile regressio...
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| 主要な著者: | , , |
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| フォーマット: | Artigo |
| 言語: | Inglês |
| 出版事項: |
Taylor & Francis Group
2026-12-01
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| シリーズ: | Journal of Applied Economics |
| 主題: | |
| オンライン･アクセス: | https://www.tandfonline.com/doi/10.1080/15140326.2026.2650891 |
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