Banking digitalization in Spain: How branch closures and digital barriers reshape financial inclusion

This paper examines the impact of banking digitalization in Spain, focusing on the consequences of branch closures and digital barriers for financial inclusion. Using panel data from the Survey on Equipment and Use of Information and Communication Technologies in Households (2017–2021), a logit mode...

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Detalles Bibliográficos

Principais autores:	Carlos Martínez de Ibarreta, Aurora Ruíz-Rúa, Covadonga Gijón, Fernando Fernández-Bonilla
Formato:	Artigo
Idioma:	Inglês
Publicado:	Elsevier 2025-06-01
Series:	Digital Business
Assuntos:	Aging population Banking digitalization Digital divide E-banking adoption Financial inclusion Panel data analysis
Acceso en liña:	http://www.sciencedirect.com/science/article/pii/S2666954425000146
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