Consumer Default Risk Portrait: An Intelligent Management Framework of Online Consumer Credit Default Risk

Online consumer credit services play a vital role in the contemporary consumer market. To foster their sustainable development, it is essential to establish and strengthen the relevant risk management mechanism. This study proposes an intelligent management framework called the consumer default risk...

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Autori principali:	Miao Zhu, Ben-Chang Shia, Meng Su, Jialin Liu
Natura:	Artigo
Lingua:	Inglês
Pubblicazione:	MDPI AG 2024-05-01
Serie:	Mathematics
Soggetti:	online consumer credit consumer default risk management user portrait Shapley Additive Explanations machine learning
Accesso online:	https://www.mdpi.com/2227-7390/12/10/1582
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