Beyond coverage: why Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana struggles to deliver healthcare in Jammu and Kashmir

Ayushman Bharat-Pradhan Mantri Jan Arogya Yojana (PM-JAY), the biggest publicly financed health insurance program in the world, has substantial use issues, especially in places like Jammu and Kashmir that are affected by conflict. Despite the program’s goal of ensuring equal and cashless access to h...

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Detalhes bibliográficos

Principais autores:	Esarul Ayub, Olusiji Adebola Lasekan, Blessy Sarah Mathew, Margot Teresa Godoy Pena, Abdul Wahid Bhat
Formato:	Artigo
Idioma:	Inglês
Publicado em:	Frontiers Media S.A. 2026-03-01
coleção:	Frontiers in Public Health
Assuntos:	Ayushman Bharat beneficiary experiences financial and health literacy and awareness gaps health scheme utilization Jammu and Kashmir PM-JAY
Acesso em linha:	https://www.frontiersin.org/articles/10.3389/fpubh.2026.1783458/full
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