Financial literacy, behavioral traits, and ePayment adoption and usage in Japan

Abstract This study investigates how financial literacy and behavioral traits affect the adoption of electronic payment (ePayment) services in Japan. We construct a financial literacy index using a representative sample of 25,000 individuals from the Bank of Japan’s 2019 Financial Literacy Survey. W...

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Hlavní autoři:	Trinh Quang Long, Peter J. Morgan, Naoyuki Yoshino
Médium:	Artigo
Jazyk:	Inglês
Vydáno:	SpringerOpen 2023-06-01
Edice:	Financial Innovation
Témata:	Financial literacy Financial literacy heterogeneity Herd behavior Risk aversion ePayment adoption ePayment usage
On-line přístup:	https://doi.org/10.1186/s40854-023-00504-3
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