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Tohutoro APA (7th ed.)
Kritzinger, N., & Vuuren, G. W. v. (2018). An optimised credit scorecard to enhance cut-off score determination. AOSIS.
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Tohutoru Kātū Chicago (17th ed.)
Kritzinger, Nico, me Gary W. van Vuuren. An Optimised Credit Scorecard to Enhance Cut-off Score Determination. AOSIS, 2018.
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Tohutoro MLA (9th ed.)
Kritzinger, Nico, me Gary W. van Vuuren. An Optimised Credit Scorecard to Enhance Cut-off Score Determination. AOSIS, 2018.
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